:root{
  --navy:#0e1b2c; --navy2:#152943; --amber:#f5a623; --amber2:#ffc95c;
  --ink:#1c2733; --paper:#f7f9fb; --mut:#6b7a8c; --line:#e3e9f0;
}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Segoe UI',system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
a{color:inherit;text-decoration:none}
.wrap{max-width:1100px;margin:0 auto;padding:0 24px}

/* nav */
header{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(0,0,0,.25)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700;font-size:1.05rem;letter-spacing:.02em}
.logo .bolt{width:34px;height:34px;background:var(--amber);color:var(--navy);display:grid;place-items:center;border-radius:8px;font-size:1.2rem;font-weight:900}
.logo small{display:block;font-weight:400;color:var(--amber2);font-size:.62rem;letter-spacing:.22em;text-transform:uppercase}
nav ul{display:flex;gap:26px;list-style:none}
nav a{color:#cfd9e4;font-size:.92rem;font-weight:500}
nav a:hover,nav a.active{color:var(--amber2)}
.cta{background:var(--amber);color:var(--navy)!important;padding:9px 18px;border-radius:8px;font-weight:700}
.cta:hover{background:var(--amber2)}

/* hero */
.hero{background:linear-gradient(150deg,var(--navy) 0%,var(--navy2) 70%,#1d3a5f 100%);color:#fff;padding:90px 0 80px}
.hero h1{font-size:2.7rem;line-height:1.15;max-width:640px}
.hero h1 span{color:var(--amber)}
.hero p{margin:20px 0 30px;color:#b9c6d4;max-width:560px;font-size:1.08rem}
.hero .btns{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 26px;border-radius:9px;font-weight:700}
.btn-a{background:var(--amber);color:var(--navy)}
.btn-a:hover{background:var(--amber2)}
.btn-b{border:1.5px solid #40536b;color:#fff}
.btn-b:hover{border-color:var(--amber)}
.badges{display:flex;gap:28px;margin-top:44px;flex-wrap:wrap}
.badge{border-left:3px solid var(--amber);padding-left:14px}
.badge b{display:block;font-size:1.05rem}
.badge small{color:#94a6b8;font-size:.8rem}

/* sections */
section{padding:70px 0}
.kicker{color:var(--amber);font-weight:700;letter-spacing:.18em;text-transform:uppercase;font-size:.78rem}
h2{font-size:1.9rem;margin:8px 0 14px;color:var(--navy)}
.lead{color:var(--mut);max-width:640px;margin-bottom:36px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px}
.card .ic{width:44px;height:44px;border-radius:10px;background:var(--navy);color:var(--amber);display:grid;place-items:center;font-size:1.3rem;margin-bottom:16px}
.card h3{color:var(--navy);margin-bottom:8px;font-size:1.12rem}
.card p{color:var(--mut);font-size:.94rem}
.dark{background:var(--navy);color:#fff}
.dark h2{color:#fff}
.dark .lead{color:#a9b8c7}
.dark .card{background:var(--navy2);border-color:#23405f}
.dark .card h3{color:#fff}
.dark .card p{color:#9fb0c1}

/* reviews */
.stars{color:var(--amber);letter-spacing:2px;white-space:nowrap}
.rating-row{display:flex;align-items:center;gap:14px;flex-wrap:wrap;color:#a9b8c7;margin:0 0 36px;max-width:720px}
.rating-row .stars{font-size:1.3rem}
.review{display:flex;flex-direction:column;gap:18px}
.review .q{flex:1;font-size:.98rem;line-height:1.6}
.dark .review .q{color:#e3ebf3}
.review .who{display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:.8rem;color:#8b9bab}
.review .who b{display:block;font-size:.95rem;color:#fff}
.btns{display:flex;gap:14px;flex-wrap:wrap}

/* misc */
.strip{background:var(--amber);color:var(--navy);text-align:center;padding:26px 0;font-weight:700;font-size:1.05rem}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
th,td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:.94rem}
th{background:var(--navy);color:#fff}
form{display:grid;gap:16px;max-width:560px}
form>div{display:grid;gap:6px}
input,select,textarea{width:100%;padding:13px;border:1.5px solid var(--line);border-radius:9px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--amber)}
label{font-weight:600;font-size:.9rem;color:var(--navy)}
button{background:var(--amber);border:0;padding:14px;border-radius:9px;font-weight:800;font-size:1rem;color:var(--navy);cursor:pointer}
button:hover{background:var(--amber2)}

footer{background:#0a1420;color:#8b9bab;padding:48px 0 30px;font-size:.88rem;border-top:1px solid #1d2c3d}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:30px;margin-bottom:30px}
footer h4{color:#fff;margin-bottom:12px;font-size:.95rem}
footer a:hover{color:var(--amber2)}
.fine{border-top:1px solid #1d2c3d;padding-top:20px;text-align:center;font-size:.8rem}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:start}
.grid.four{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.grid.four .card{padding:24px 22px}
@media(max-width:760px){
  .hero h1{font-size:2rem}
  .nav{height:auto;flex-wrap:wrap;padding-top:12px;padding-bottom:12px;row-gap:10px}
  nav ul{gap:12px;flex-wrap:wrap}
  nav a{font-size:.88rem}
  nav ul li:nth-child(4){display:none} /* Financing stays reachable from the footer on phones */
  .cta{padding:7px 12px}
  .two-col{grid-template-columns:1fr;gap:36px}
}